Is there a life insurance clearing house?

ask: "Is there a life insurance clearing house?"

My uncle had an insurance policy for me but his family and I cannot find it or the policy number. He is now deceased. Where can I go to do a general search?

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Life Insurance policy search?

ask: "Life Insurance policy search?"

Is there A way to see to do A world wide search to see if you were left any money ex: life insurance ... house. My father passed away A few years back .I was his only child and I believe he left me money I just don't know where to start looking.

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What happens to a person who passes away and has no life insurance, money or family that can help?

ask: "What happens to a person who passes away and has no life insurance, money or family that can help?"

I know a lady in extremely poor health. She has no insurance, no savings, house, etc. She has 1 son who is 28 but can't hold a job longer than 2 to 3 weeks at best and expects mom to help him with everything. She has 1 living brother who lives far away from here and doesn't talk to her because he doesn't agree with the way she allows her son to drain her of everything. My question is--if she would pass away, who would be responsible for her burial? How would it be paid for? Her son doesn't even own a car. He drives hers and it isn't paid for yet. This lady rents a room and only owns a bed, chair and lamp. Not much to sell!!!! Does anyone know what happens in a case like this? This is in the state of Iowa.

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is it illegal as a landlord not to have house insurance?

ask: "is it illegal as a landlord not to have house insurance?"

my landlord doesnt have house insurance, the boiler broke down and i asked the plumber questions about my landlord, he informs me that there is no house insurance. this concerns me as a tenent. is this illegal? i mean what if i burn th house down?

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How much does house insurance cost in Key Largo?

ask: "How much does house insurance cost in Key Largo?"

Mobile home vs concrete home. Please if anyone can give me a round about money amount.

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Why do people not bother to take out house insurance?

ask: "Why do people not bother to take out house insurance?"

Near where I live, there have been loads of floods, as shown on the news. Today, I saw a couple pleading poverty because their house is totally flooded. However, in the next breath they say they have no house insurance, I assume they mean contents insurance. I can't believe that people say a few pounds a month by not being insured but know what the consequences could be. Am I the only person who feels no pity for these people? Sorry, I meant they save a few pounds not "say". Bear in mind that these people have to insure their cars and surely their house and it's contents are worth a lot more to them. I know it would be a nightmare if it happened to anyone of us but I imagine it would be much worse if we had to think about paying for damage rather than replacing material things.

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Life insurance policy for 60 or older in the mail?

ask: "Life insurance policy for 60 or older in the mail?"

Isn't the whole purpose of getting old is that you no longer need life insurance? Your house is probably paid, along with your cars - of course. And you probably have some money in the bank to cover a funeral. What is 15 grand going to do for you?

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Will creditors put a lien on my house/car/checking for Unpaid credit cards and foreclosures after 7 years?

ask: "Will creditors put a lien on my house/car/checking for Unpaid credit cards and foreclosures after 7 years?"

I'm planning to foreclose my 2nd house and leave my credit cards bills unpaid for 7 years then it would be removed. My question would the creditors put a lien on my checking/house/life insurance in the future? Also, would my credit reports be CLEAN after 7 years, no sign of unpaid debits? Would bankruptcy better than just not paying? Would bk take my house & car too? I'm in California.

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OMG I had no idea my room mate was dealing drugs! The Police came and destroyed my house will insurance pay ?

ask: "OMG I had no idea my room mate was dealing drugs! The Police came and destroyed my house will insurance pay ?"

I came home today to find 6 cop cars outside my house to be thrown to the ground then questioned for 3 hours. They had ransacked my house, broke down the door, and shot tear gas through the windows. Will my insurance cover this if I did not know he was selling drugs.

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Is there a site online where i can see a full list of companies that offers house insurance?

ask: "Is there a site online where i can see a full list of companies that offers house insurance?"

Is there a site online where i can see a full list of companies that offers house insurance? I mean companies offering house insurance throughout USA and Canada?

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When your car damages your house, what is the protocol for insurance coverage?

ask: "When your car damages your house, what is the protocol for insurance coverage?"

The accelerator stuck on my car as I was pulling into my driveway and I ran into my garage. I damaged both my car and my house. My insurance is telling me that the car is covered by my car insurance and the house is covered by my homeowner's policy (both car and homeowner's insurance is with the same company) so I have to pay two separate deductibles. Does this sound right?

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Insurance for house which has been underpinned?

ask: "Insurance for house which has been underpinned?"

I am in the process of buying a property but according to the survey I got it will need underpinning on one corner. I have phoned lots of insurance companies up even specialist ones but if I do buy the house no insurance company is prepared to take the house on because of the underpinning. I really like the property and the area. Does anybody know of any insurance which will take on the property once I have bought it. I have tried all the insurance companys which state they will take on houses with subsidence but they wont cover until a year after it has been monitoried. It is hard to find a property like the one I want for the price because it is a quiet area and nice gardens and near to work

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Why should people who dont pay insurance get a free house?

ask: "Why should people who dont pay insurance get a free house?"

Example: Two different families own a house each, earn around the same income. One family goes without to pay house insurance, the other doesn't care. The person who doesn't pay insurance has their house burn down - the community donate them a free house. WHY? What is the point of sacrifice if those who don't invest in their future get more? I AM ANGRY Because for years i have been without, our whole family has, while those around us have skipped insurance and had extra. A fire happened and the neighbours will be better off than before the fire, it makes me wonder why i sacrifice when these people get what ever they need ?

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Should we cancel the house insurance ?

ask: "Should we cancel the house insurance ?"

My sister and I have joint custody of the house we grew up in back in the 70's and 80's. Our mother still lives there. The house was paid for a long time ago. Other than the obvious reason of having house insurance in case of an emergency or disaster, what other reasons are there to have it? What would happen if we cancelled it? Any legal issues ? We probably won't, but just curious . Thanks !

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How do you measure square feet? I have to measure my house for insurance purposes?

ask: "How do you measure square feet? I have to measure my house for insurance purposes?"

Last year it was insured for 1600 sq ft. This year they decided (on their own wihtout measuring it) that it is 3,000 sq ft! Even the town taxes me at 1400 sq ft! The insurance company said the town does that to help ppl save on taxes but I'm not so sure I believe them. This town is money hungry. Its not like them to try to help someone. Unless they can help you part with your money. My house is 1&1/2 story. The upstairs walls are slanted inwards in all rooms but one and the short hallway. It is a 4 bedroom but very small rooms. The insurance company said to times length by width and then add 1/2 of that for the upstairs. Is that right? I'm not sure I believe them. All they want is my money!

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What can you do if you discover black mold in your house, can you claim any damages from house insurance?

ask: "What can you do if you discover black mold in your house, can you claim any damages from house insurance?"

I know you need to wear a mask and gloves and use javex and ammonia to wash it away. I am allergic to mold, dust, and dustmites, so I believe I should wear a charcoal filtered mask to protect me from the toxins, it looks like a gas mask, and can be purchased from the safety supply store.

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Are stolen items on house insurance?

ask: "Are stolen items on house insurance?"

Today I had my handbag stolen with my ipod and camera inside. I have reported it to the police, but do you get stolen items, (or the money equivalents) on your house insurance?

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I got pick pocketed, will my house insurance cover the theft of my phone?

ask: "I got pick pocketed, will my house insurance cover the theft of my phone?"

Someone stole my phone out of my pocket. Will my house insurance cover it or will the excess charge be too high for it to be worth making a claim. And I know I shouldn't leave my phone on display! Any answers appreciated greatly.

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How much does house insurance change when you change your vacation home into a part time rental?

ask: "How much does house insurance change when you change your vacation home into a part time rental?"

I have a moutain vacation home that I may rent out once a month just to cover the applied mortgage. Is ther any caveots with insurance and what will have to be adjusted and cost extra? Thanks in advance.

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Flashings on the house covered by Home Insurance?

ask: "Flashings on the house covered by Home Insurance?"

Does Flashings on the house covered by Homeowner's Insurance. I have the whole flashing gone on my house. Is it part of water damage or seperate from the Water damage, Do I need to hire some one to do reinstall the flashing out of my pocket?

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