Senin, 09 November 2009

Will creditors put a lien on my house/car/checking for Unpaid credit cards and foreclosures after 7 years?

ask: "Will creditors put a lien on my house/car/checking for Unpaid credit cards and foreclosures after 7 years?"
I'm planning to foreclose my 2nd house and leave my credit cards bills unpaid for 7 years then it would be removed. My question would the creditors put a lien on my checking/house/life insurance in the future? Also, would my credit reports be CLEAN after 7 years, no sign of unpaid debits? Would bankruptcy better than just not paying? Would bk take my house & car too? I'm in California.
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OMG I had no idea my room mate was dealing drugs! The Police came and destroyed my house will insurance pay ?

ask: "OMG I had no idea my room mate was dealing drugs! The Police came and destroyed my house will insurance pay ?"
I came home today to find 6 cop cars outside my house to be thrown to the ground then questioned for 3 hours. They had ransacked my house, broke down the door, and shot tear gas through the windows. Will my insurance cover this if I did not know he was selling drugs.
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Is there a site online where i can see a full list of companies that offers house insurance?

ask: "Is there a site online where i can see a full list of companies that offers house insurance?"
Is there a site online where i can see a full list of companies that offers house insurance? I mean companies offering house insurance throughout USA and Canada?
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When your car damages your house, what is the protocol for insurance coverage?

ask: "When your car damages your house, what is the protocol for insurance coverage?"
The accelerator stuck on my car as I was pulling into my driveway and I ran into my garage. I damaged both my car and my house. My insurance is telling me that the car is covered by my car insurance and the house is covered by my homeowner's policy (both car and homeowner's insurance is with the same company) so I have to pay two separate deductibles. Does this sound right?
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Insurance for house which has been underpinned?

ask: "Insurance for house which has been underpinned?"
I am in the process of buying a property but according to the survey I got it will need underpinning on one corner. I have phoned lots of insurance companies up even specialist ones but if I do buy the house no insurance company is prepared to take the house on because of the underpinning. I really like the property and the area. Does anybody know of any insurance which will take on the property once I have bought it. I have tried all the insurance companys which state they will take on houses with subsidence but they wont cover until a year after it has been monitoried. It is hard to find a property like the one I want for the price because it is a quiet area and nice gardens and near to work
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Minggu, 08 November 2009

Why should people who dont pay insurance get a free house?

ask: "Why should people who dont pay insurance get a free house?"
Example: Two different families own a house each, earn around the same income. One family goes without to pay house insurance, the other doesn't care. The person who doesn't pay insurance has their house burn down - the community donate them a free house. WHY? What is the point of sacrifice if those who don't invest in their future get more? I AM ANGRY Because for years i have been without, our whole family has, while those around us have skipped insurance and had extra. A fire happened and the neighbours will be better off than before the fire, it makes me wonder why i sacrifice when these people get what ever they need ?
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Should we cancel the house insurance ?

ask: "Should we cancel the house insurance ?"
My sister and I have joint custody of the house we grew up in back in the 70's and 80's. Our mother still lives there. The house was paid for a long time ago. Other than the obvious reason of having house insurance in case of an emergency or disaster, what other reasons are there to have it? What would happen if we cancelled it? Any legal issues ? We probably won't, but just curious . Thanks !
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