What happens if a tree on my property falls and damages my neighbor's house? Will an insurance company pay?

ask: "What happens if a tree on my property falls and damages my neighbor's house? Will an insurance company pay?"

I have several eucalyptus trees on a slope in our back yard, with houses below us. We don't want to cut down our trees, but we also don't want a lawsuit if a tree falls and lands on a house behind us, damaging their house and/or car. What is our liability in this situation? Does our insurance company cover the damage incurred?

Please respon to "What happens if a tree on my property falls and damages my neighbor's house? Will an insurance company pay?" question