Does house insurance cover structual damage such as rot wood beams?

ask: "Does house insurance cover structual damage such as rot wood beams?"

we now realized that the house i bought 5 years ago, the main beam had been wrongly installed and other support is rotting also.

Please respon to "Does house insurance cover structual damage such as rot wood beams?" question

Who pays for the home insurance when you let your house?

ask: "Who pays for the home insurance when you let your house?"

I ask this question on behalf of my friend, who lives in Malaysia. He wants to know what the law in England will be in this case. My friend is gonna let his house to another, so that he can have some income. A question arises: They need to buy a home insurance in case there is an accident like fire. Apparently in Malaysia, a homeowner doesn't have to buy insurance for his house. So in this case, who should pay for the home insurance, the homeowner or the tenant? I mean, the rental period is 2 years, and the insurance, if paid, will cover for 2 years only.

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What company is your house insurance through?

ask: "What company is your house insurance through?"

Who insures your house and are you happy with the premium amount?

Please respon to "What company is your house insurance through?" question