Is there a life insurance clearing house?

ask: "Is there a life insurance clearing house?"

My uncle had an insurance policy for me but his family and I cannot find it or the policy number. He is now deceased. Where can I go to do a general search?

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Life Insurance policy search?

ask: "Life Insurance policy search?"

Is there A way to see to do A world wide search to see if you were left any money ex: life insurance ... house. My father passed away A few years back .I was his only child and I believe he left me money I just don't know where to start looking.

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What happens to a person who passes away and has no life insurance, money or family that can help?

ask: "What happens to a person who passes away and has no life insurance, money or family that can help?"

I know a lady in extremely poor health. She has no insurance, no savings, house, etc. She has 1 son who is 28 but can't hold a job longer than 2 to 3 weeks at best and expects mom to help him with everything. She has 1 living brother who lives far away from here and doesn't talk to her because he doesn't agree with the way she allows her son to drain her of everything. My question is--if she would pass away, who would be responsible for her burial? How would it be paid for? Her son doesn't even own a car. He drives hers and it isn't paid for yet. This lady rents a room and only owns a bed, chair and lamp. Not much to sell!!!! Does anyone know what happens in a case like this? This is in the state of Iowa.

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is it illegal as a landlord not to have house insurance?

ask: "is it illegal as a landlord not to have house insurance?"

my landlord doesnt have house insurance, the boiler broke down and i asked the plumber questions about my landlord, he informs me that there is no house insurance. this concerns me as a tenent. is this illegal? i mean what if i burn th house down?

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How much does house insurance cost in Key Largo?

ask: "How much does house insurance cost in Key Largo?"

Mobile home vs concrete home. Please if anyone can give me a round about money amount.

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Why do people not bother to take out house insurance?

ask: "Why do people not bother to take out house insurance?"

Near where I live, there have been loads of floods, as shown on the news. Today, I saw a couple pleading poverty because their house is totally flooded. However, in the next breath they say they have no house insurance, I assume they mean contents insurance. I can't believe that people say a few pounds a month by not being insured but know what the consequences could be. Am I the only person who feels no pity for these people? Sorry, I meant they save a few pounds not "say". Bear in mind that these people have to insure their cars and surely their house and it's contents are worth a lot more to them. I know it would be a nightmare if it happened to anyone of us but I imagine it would be much worse if we had to think about paying for damage rather than replacing material things.

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Life insurance policy for 60 or older in the mail?

ask: "Life insurance policy for 60 or older in the mail?"

Isn't the whole purpose of getting old is that you no longer need life insurance? Your house is probably paid, along with your cars - of course. And you probably have some money in the bank to cover a funeral. What is 15 grand going to do for you?

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Will creditors put a lien on my house/car/checking for Unpaid credit cards and foreclosures after 7 years?

ask: "Will creditors put a lien on my house/car/checking for Unpaid credit cards and foreclosures after 7 years?"

I'm planning to foreclose my 2nd house and leave my credit cards bills unpaid for 7 years then it would be removed. My question would the creditors put a lien on my checking/house/life insurance in the future? Also, would my credit reports be CLEAN after 7 years, no sign of unpaid debits? Would bankruptcy better than just not paying? Would bk take my house & car too? I'm in California.

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OMG I had no idea my room mate was dealing drugs! The Police came and destroyed my house will insurance pay ?

ask: "OMG I had no idea my room mate was dealing drugs! The Police came and destroyed my house will insurance pay ?"

I came home today to find 6 cop cars outside my house to be thrown to the ground then questioned for 3 hours. They had ransacked my house, broke down the door, and shot tear gas through the windows. Will my insurance cover this if I did not know he was selling drugs.

Please respon to "OMG I had no idea my room mate was dealing drugs! The Police came and destroyed my house will insurance pay ?" question

Is there a site online where i can see a full list of companies that offers house insurance?

ask: "Is there a site online where i can see a full list of companies that offers house insurance?"

Is there a site online where i can see a full list of companies that offers house insurance? I mean companies offering house insurance throughout USA and Canada?

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When your car damages your house, what is the protocol for insurance coverage?

ask: "When your car damages your house, what is the protocol for insurance coverage?"

The accelerator stuck on my car as I was pulling into my driveway and I ran into my garage. I damaged both my car and my house. My insurance is telling me that the car is covered by my car insurance and the house is covered by my homeowner's policy (both car and homeowner's insurance is with the same company) so I have to pay two separate deductibles. Does this sound right?

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Insurance for house which has been underpinned?

ask: "Insurance for house which has been underpinned?"

I am in the process of buying a property but according to the survey I got it will need underpinning on one corner. I have phoned lots of insurance companies up even specialist ones but if I do buy the house no insurance company is prepared to take the house on because of the underpinning. I really like the property and the area. Does anybody know of any insurance which will take on the property once I have bought it. I have tried all the insurance companys which state they will take on houses with subsidence but they wont cover until a year after it has been monitoried. It is hard to find a property like the one I want for the price because it is a quiet area and nice gardens and near to work

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Why should people who dont pay insurance get a free house?

ask: "Why should people who dont pay insurance get a free house?"

Example: Two different families own a house each, earn around the same income. One family goes without to pay house insurance, the other doesn't care. The person who doesn't pay insurance has their house burn down - the community donate them a free house. WHY? What is the point of sacrifice if those who don't invest in their future get more? I AM ANGRY Because for years i have been without, our whole family has, while those around us have skipped insurance and had extra. A fire happened and the neighbours will be better off than before the fire, it makes me wonder why i sacrifice when these people get what ever they need ?

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Should we cancel the house insurance ?

ask: "Should we cancel the house insurance ?"

My sister and I have joint custody of the house we grew up in back in the 70's and 80's. Our mother still lives there. The house was paid for a long time ago. Other than the obvious reason of having house insurance in case of an emergency or disaster, what other reasons are there to have it? What would happen if we cancelled it? Any legal issues ? We probably won't, but just curious . Thanks !

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How do you measure square feet? I have to measure my house for insurance purposes?

ask: "How do you measure square feet? I have to measure my house for insurance purposes?"

Last year it was insured for 1600 sq ft. This year they decided (on their own wihtout measuring it) that it is 3,000 sq ft! Even the town taxes me at 1400 sq ft! The insurance company said the town does that to help ppl save on taxes but I'm not so sure I believe them. This town is money hungry. Its not like them to try to help someone. Unless they can help you part with your money. My house is 1&1/2 story. The upstairs walls are slanted inwards in all rooms but one and the short hallway. It is a 4 bedroom but very small rooms. The insurance company said to times length by width and then add 1/2 of that for the upstairs. Is that right? I'm not sure I believe them. All they want is my money!

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What can you do if you discover black mold in your house, can you claim any damages from house insurance?

ask: "What can you do if you discover black mold in your house, can you claim any damages from house insurance?"

I know you need to wear a mask and gloves and use javex and ammonia to wash it away. I am allergic to mold, dust, and dustmites, so I believe I should wear a charcoal filtered mask to protect me from the toxins, it looks like a gas mask, and can be purchased from the safety supply store.

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Are stolen items on house insurance?

ask: "Are stolen items on house insurance?"

Today I had my handbag stolen with my ipod and camera inside. I have reported it to the police, but do you get stolen items, (or the money equivalents) on your house insurance?

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I got pick pocketed, will my house insurance cover the theft of my phone?

ask: "I got pick pocketed, will my house insurance cover the theft of my phone?"

Someone stole my phone out of my pocket. Will my house insurance cover it or will the excess charge be too high for it to be worth making a claim. And I know I shouldn't leave my phone on display! Any answers appreciated greatly.

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How much does house insurance change when you change your vacation home into a part time rental?

ask: "How much does house insurance change when you change your vacation home into a part time rental?"

I have a moutain vacation home that I may rent out once a month just to cover the applied mortgage. Is ther any caveots with insurance and what will have to be adjusted and cost extra? Thanks in advance.

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Flashings on the house covered by Home Insurance?

ask: "Flashings on the house covered by Home Insurance?"

Does Flashings on the house covered by Homeowner's Insurance. I have the whole flashing gone on my house. Is it part of water damage or seperate from the Water damage, Do I need to hire some one to do reinstall the flashing out of my pocket?

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Advice for buying life insurance and critical illness insurance?

ask: "Advice for buying life insurance and critical illness insurance?"

It is so confusing trying to decide what to do. I am in my late 20's and am looking for life insurance for after I retire. I suspect I will be the last one alive in my family, assuming I have no children. So it would probably be good to get Universal Insurance so I can cash in my policy if I want. Critical Illness is only offered until I am 45. I suspect if I get sick it will be when I am 50 or older. Do you have any advice? Should I start paying for insurance now while I'm young? OR should I convert my group life insurance after I retire and pay the higher premium? Or do you recommend anything else? I have house life insurace, the house will be paid for if I die before the mortgage is paid off. I have no other big debts besides funeral costs.

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It started to rain while replacing our roof and now there is water damage in our house will insurance cover it?

ask: "It started to rain while replacing our roof and now there is water damage in our house will insurance cover it?"

We got the house sheeted and then tarped before it started to rain. BUT now it wont stop raining and we have had 2 ceilings fall down and numerous leaks. Do we have a chance at turning this in to our insurance company?

Please respon to "It started to rain while replacing our roof and now there is water damage in our house will insurance cover it?" question

Can i claim off my house insurance if my keys have gone missing?

ask: "Can i claim off my house insurance if my keys have gone missing?"

Im a council tennant, not quite sure if i can get the locks changed for free. I will find out tomorrow, however need to know whether if i have to pay, can i claim off my house insurance. Will i need any crime or incident number from the police to able to make a claim?

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What sort of homeowners insurance do I get on a house that I buy to refurbish but not live in? Is cost high?

ask: "What sort of homeowners insurance do I get on a house that I buy to refurbish but not live in? Is cost high?"

I am considering buying a house to flip, but I will put it an LLC. I need to find out if the insurance on the house will be reasonably priced. I won't be living in the house but will be there almost daily.

Please respon to "What sort of homeowners insurance do I get on a house that I buy to refurbish but not live in? Is cost high?" question

would an insured car thats stolen from outside my house be covered under my house insurance?

ask: "would an insured car thats stolen from outside my house be covered under my house insurance?"

Sorry I meant the car wasnt insured-only bought it and was waiting to see old car before i transferred insurance!also am i liable if the car is in an accident or damages property?

Please respon to "would an insured car thats stolen from outside my house be covered under my house insurance?" question

why is house insurance double every month by the mortgage company?

ask: "why is house insurance double every month by the mortgage company?"

for 11 months out of the year, the morgage company charges $130.00. the monthly is $65.00. it is a mobile home valued at $80000.00 with land.at the 130, that is 1130.00 a year. impossible!!! this is greentree.

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Do you have to get mortgage insurance when buying a house. not house insurance, mortgage insurance?

ask: "Do you have to get mortgage insurance when buying a house. not house insurance, mortgage insurance?"

isn't mortgage insurance for if you die, the loan will be paid off? if so wouldn't life insurance do the same, so why is mortgage insurance needed. Must you have it or is it just a option?

Please respon to "Do you have to get mortgage insurance when buying a house. not house insurance, mortgage insurance?" question

Can i claim a nicked ipod on my house insurance?

ask: "Can i claim a nicked ipod on my house insurance?"

My ipod was thieved out of my house,would i be able to claim it back on my house insurance?

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How much do you think will be the house insurance with 11,000 sqf land and 1,700 sq ft 3 bed 2b in California?

ask: "How much do you think will be the house insurance with 11,000 sqf land and 1,700 sq ft 3 bed 2b in California?"

I need answer with resource. Thanks

Please respon to "How much do you think will be the house insurance with 11,000 sqf land and 1,700 sq ft 3 bed 2b in California?" question

Are sheds covered on house insurance if they are damaged in a storm?

ask: "Are sheds covered on house insurance if they are damaged in a storm?"

My insurance states that only the contents are covered, but my friend reckons that she will get a payout if her shed is demolished in a storm. Does anyone else have this covered on their insurance, if so, who are you insured with??

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What Would You Expect My House Insurance To Be For My Sand Castle?

ask: "What Would You Expect My House Insurance To Be For My Sand Castle?"

you get a nice sea view, free permission to extend the house, just got to watch out for the wildlife going through your trash and you get a free bodyguard to scare off kids from kicking your house,

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Can I claim off my house insurance for a new central heating?

ask: "Can I claim off my house insurance for a new central heating?"

Boiler is finished and emerson heater needs replaceing . Can I claim off house insurance for work to be done.

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I sold a house on land contract. How should I handle the house insurance. In my name still?

ask: "I sold a house on land contract. How should I handle the house insurance. In my name still?"

The insurance states he is liable, But is still in my name. Should I make him insure it, or do I keep it in my name? The house will remain in my name until it is paid for. I want to be sure there is coverage on it.

Please respon to "I sold a house on land contract. How should I handle the house insurance. In my name still?" question

i had an accident on my own property and broke my arm. can i claim on house insurance or public liability?

ask: "i had an accident on my own property and broke my arm. can i claim on house insurance or public liability?"

i tripped over a sandbag on my drive and broke my arm. consiquently i can't work as i am a waitress.is it possible to claim loss of earnings for the three months while it heals and as i had just left my house to go to work when the accident occured , would it be viable to make a claim on my employers insurance as i should be covered from the moment i step out my door. can anybody help with any legal information?

Please respon to "i had an accident on my own property and broke my arm. can i claim on house insurance or public liability?" question

House insurance (building and contents). How can I get my £70 ?

ask: "House insurance (building and contents). How can I get my £70 ?"

I asked for a quote on the net for Buildings and Contents Insurance. They promised £70 Cashback if they could not match my existing policy. They are more expensive. Have requested my £70....... but E mailes are returned as "undeliverable". What do I do next ? This must happen lots of times. Help please.

Please respon to "House insurance (building and contents). How can I get my £70 ?" question

House Insurance: How do I know how much it would cost to rebuild my house?

ask: "House Insurance: How do I know how much it would cost to rebuild my house?"

I need some way of estimatinn the replacement cost of my house. I'm in the NY area. I don't believe building costs are as high as $300 per square foot, even in NY

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Who pays the deductible for house insurance when a vehicle hits it?

ask: "Who pays the deductible for house insurance when a vehicle hits it?"

A vehicle hit our home causing extensive damage. the claim has been settled, however, one of the renovation companies , when they received their cheque from the adjusters, received their payment less the deductible. The renovation company has since been trying torecover the deductible from us. We have been trying to sort it out with the adjusters,(3 in the past year) with the understanding that the deductible should have been recovered from the party at fault. this is an ongoing dispute and now the company has gone to a collection agency, and we still believe we shouldn't be paying the deductible, which is a substantial amount since it wasn't even our fault to begin with. Who should be paying?

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If a person shattered my back window, then how much would my house insurance rate go up?

ask: "If a person shattered my back window, then how much would my house insurance rate go up?"

A person threw rock at my back window and it's roughly 6 foot by 3 foot. The rock shattered my entire window. The insurance will cover it, but how much will the rates go up?

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Do you lock the doors between your main house and your conservatory and will it affect your home insurance?

ask: "Do you lock the doors between your main house and your conservatory and will it affect your home insurance?"

we have had a latest mordern design conservatory installed with quality locks - much better ones than the very old door which was the final house exit before. if i take the door out to open the space up, will the house insurance be affected?

Please respon to "Do you lock the doors between your main house and your conservatory and will it affect your home insurance?" question

my mother just passed away and in her will it states that my brother gets the house and i get life insurance?

ask: "my mother just passed away and in her will it states that my brother gets the house and i get life insurance?"

the beneficiary on the policy is my father who passed away a year ago,can i still collect the money since the will states so

Please respon to "my mother just passed away and in her will it states that my brother gets the house and i get life insurance?" question

anyone know anything about house insurance?

ask: "anyone know anything about house insurance?"

i have a leak from apipe which has damaged my downstairs neighbours. i have been told that i am liable for the damage. But is it true that they need to pay for the damage claim it through their own insurance who in turn recover monies from mine?

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