Sabtu, 31 Oktober 2009

As a trustee can I distribute the settlement of life insurance prior to the sale of a home owned by the estate

ask: "As a trustee can I distribute the settlement of life insurance prior to the sale of a home owned by the estate"
The estate has a house, a car and and life insurance policy. I am not sure if I am restricted from distributing the funds from the policy until the rest of the estate has been settled.
Please respon to "As a trustee can I distribute the settlement of life insurance prior to the sale of a home owned by the estate" question

Jumat, 30 Oktober 2009

My house needs siding will Insurance pay for it?

ask: "My house needs siding will Insurance pay for it?"
After years of weather, the wood on my house has started to er road and come apart. There are big holes in the side of my house and i know if it keep up there will be mold, if there isn't already. Simply after years of hard rain the exterior of my house looks like old paint crusting off, but it isn't paint its wood. I would like to know if my insurance will pay for new siding. Also after years of hard rain the soil around the foundation is eroding will foundation wall be covered by home owners insurance. Thanks. Home owner.
Please respon to "My house needs siding will Insurance pay for it?" question

Who decided that health insurance would be offered by employers?

ask: "Who decided that health insurance would be offered by employers?"
My car insurance, life insurance, and house insurance is not offered through my employer. Why is my health insurance?
Please respon to "Who decided that health insurance would be offered by employers?" question

Kamis, 29 Oktober 2009

Do Banks pay house Insurance on vacant foreclosed homes, and are those rate triple compared to occupied?

ask: "Do Banks pay house Insurance on vacant foreclosed homes, and are those rate triple compared to occupied?"
I just read an article in msn that said if you have and own a vacant home that insuring that causes the rates to triple..I should hope that the law-enforcement of that community would protect that home just the same as if that home were occupied.
Please respon to "Do Banks pay house Insurance on vacant foreclosed homes, and are those rate triple compared to occupied?" question

my father has life insurance that will pay off the house if he passes?

ask: "my father has life insurance that will pay off the house if he passes?"
is that only if he passes acciedently ( like in a car crash or something) or is that also goes for if he passes cuz he got old or sick?
Please respon to "my father has life insurance that will pay off the house if he passes?" question

What is the wording of a release a workman with no insurance should sign before contracting for work on house?

ask: "What is the wording of a release a workman with no insurance should sign before contracting for work on house?"
I have contracted a painter to paint the exterior of my house. He has no insurance, but has agreed to sign a release to not hold me responsible for any injury he incurs in the job. How should the release be worded? I have homeowners insurance. Is there anything else I have not considered?
Please respon to "What is the wording of a release a workman with no insurance should sign before contracting for work on house?" question

Do I need to have a lawyer to lookover my house insurance plan?

ask: "Do I need to have a lawyer to lookover my house insurance plan?"
I am not so sure that I understand it (as a matter of fact, I don't understand it!) Is there any way I can get it in plain english or should I just go for the lawyer ?
Please respon to "Do I need to have a lawyer to lookover my house insurance plan?" question

Selasa, 27 Oktober 2009

Can I claim this on my house insurance?

ask: "Can I claim this on my house insurance?"
My 4 year old TV blew up last night! It had been working fine with no problems then suddenly, BANG! a big blue light and a puff of smoke? Is this classed as wear and tear or can it be claimed? Thanks in advance. Edit: Bob, at what point did I say I intended to commit insurance fraud? Did you actually read my question?
Please respon to "Can I claim this on my house insurance?" question

I have mould around the windows on the front of my house, does house insurance cover this?

ask: "I have mould around the windows on the front of my house, does house insurance cover this?"
If I went through my house insurance then how would this affect me? ps on the inside. I think it is to do with the outside of the house. Dont want to pressure wash as the front of the house is pebbledashed!
Please respon to "I have mould around the windows on the front of my house, does house insurance cover this?" question

Does house insurance for a duplex cost more than for single family?

ask: "Does house insurance for a duplex cost more than for single family?"
I was wondering if house insurance for a duplex costs more than for single family homes.
Please respon to "Does house insurance for a duplex cost more than for single family?" question

House Insurance?

ask: "House Insurance?"
Im with Nation Wide Ins. in Ky. Ive never made 1 claim and my Insurance is skyhigh Ive moved out of this house into my new house and it doubled for the house that is for sale ? Who has better or Lower Co. Ive got lots of things insu. thru them NOT 1 claim in 13 yrs. Its a brick home 1200 sq ft. 3 bed 2 bath w/basment Its NOT in a flood area.
Please respon to "House Insurance?" question

Should my insurance, BlueCross/BlueShield pay for a dog bite injury which happened at someone elses house?

ask: "Should my insurance, BlueCross/BlueShield pay for a dog bite injury which happened at someone elses house?"
My son was bitten by a dog at our friend's house. My insurance, BC/BS, will not pay for the injury to be treated claiming that our friend's 'Homeowners" insurance should pay for it. However our friend's are renters and have NO insurance, and NO money. Am I going to have to pay for this myself out of pocket? I feel like my insuance company has abaondend me and my son. If my son was to get injured at my house (which has happened before) BC/BS would and has paid for it and not claimed that my homeowners insurance should pay for it. Any ideas on how to proceed? Suing our friends who have no money will only cost me money and result in getting zero from them.
Please respon to "Should my insurance, BlueCross/BlueShield pay for a dog bite injury which happened at someone elses house?" question

What is the best house insurance to buy?

ask: "What is the best house insurance to buy?"
My son is legally blind and deaf. He receives SSI. He is allowed to own a residence but cannot receive a lump sum when i die, or his SSI will be taken away from him. I want an insurance policy that will pay off the mortgage when I die. Any suggestions? Thanks for your help:)
Please respon to "What is the best house insurance to buy?" question

Senin, 26 Oktober 2009

How to calculate area of the house for house insurance purpose?

ask: "How to calculate area of the house for house insurance purpose?"
I know they dont require the basement area.The area given in real estate listing is very different if you calculate on your own with the mathmatical formula= lenth * breath. If you can also tell me how realestate people calculate area of the house. They just give you the range and no body knows what is the exact area and what it covers.
Please respon to "How to calculate area of the house for house insurance purpose?" question

Can anyone tell me if the medical portion of my auto insurance & house insurance is deductible on Sch A?

ask: "Can anyone tell me if the medical portion of my auto insurance & house insurance is deductible on Sch A?"
I have enough medical expenses to meet the 7.5% AGI figure on my Sch A. Since I'm able to deduct medical this year, I was wondering if I can deduct the medical portion on my car insurance and house insurance?
Please respon to "Can anyone tell me if the medical portion of my auto insurance & house insurance is deductible on Sch A?" question

Would I be allowed to claim on my house insurance if my LCD TV has a 1cm thick pixel line from top to bottom?

ask: "Would I be allowed to claim on my house insurance if my LCD TV has a 1cm thick pixel line from top to bottom?"
Basically my LCD tv has a noticeable pixel mark going from top to bottom of the screen on one side..do u think I would be able to claim on my home contents insurance for this? Thanks.
Please respon to "Would I be allowed to claim on my house insurance if my LCD TV has a 1cm thick pixel line from top to bottom?" question

Can you recommend a good house insurance company for Houston, Texas?

ask: "Can you recommend a good house insurance company for Houston, Texas?"
Looking to buy a new insurance policy for my house
Please respon to "Can you recommend a good house insurance company for Houston, Texas?" question

Sabtu, 24 Oktober 2009

How can I find out who my neighbors house insurance company is?

ask: "How can I find out who my neighbors house insurance company is?"
My neighbors will not let us know and we need to contact them. Thank you.
Please respon to "How can I find out who my neighbors house insurance company is?" question

Will a pitbull raise the insurance on the house i'm renting?

ask: "Will a pitbull raise the insurance on the house i'm renting?"
I live in Port Orange, Florida and am interested in getting a Pitbull. Only problem is that i've been told it could raise the insurance on the house I am renting. Is this true?
Please respon to "Will a pitbull raise the insurance on the house i'm renting?" question

vote for house insurance prices increase in south florida?

ask: "vote for house insurance prices increase in south florida?"
I want to know how representatives and senators voted to allow the companies to increase the price of house insurances
Please respon to "vote for house insurance prices increase in south florida?" question

Does the house insurance cover material things that are damaged?

ask: "Does the house insurance cover material things that are damaged?"
We recently had one of our water pipes brake and when I arrived home i noticed half of our house was under water. My camera was on the floor in my room and is now broken. Is there any way that my insurance company can help me with that?
Please respon to "Does the house insurance cover material things that are damaged?" question

Jumat, 23 Oktober 2009

What should my average house insurance cost?

ask: "What should my average house insurance cost?"
I'm buying an older house (1920's-1930's) in a working class neighborhood in California for about $200K. What should I expect to pay for my standard homeowner's insurance?
Please respon to "What should my average house insurance cost?" question

when buying a house in new york do you really need title insurance?

ask: "when buying a house in new york do you really need title insurance?"
I am closing on the sale of a new house tomorrow. title insurance cost over $700.00 do I really need it? or am I just throwing money down the drain. Has any one ever used it?
Please respon to "when buying a house in new york do you really need title insurance?" question

Where can I find good house insurance in PA that allows a 3-4 ft high deck to remain open?

ask: "Where can I find good house insurance in PA that allows a 3-4 ft high deck to remain open?"
We changed house insurance to a higher rated company but they insist we close off the deck which has been open since the house was built in the late 1800s.
Please respon to "Where can I find good house insurance in PA that allows a 3-4 ft high deck to remain open?" question

Kamis, 22 Oktober 2009

What happens if a tree on my property falls and damages my neighbor's house? Will an insurance company pay?

ask: "What happens if a tree on my property falls and damages my neighbor's house? Will an insurance company pay?"
I have several eucalyptus trees on a slope in our back yard, with houses below us. We don't want to cut down our trees, but we also don't want a lawsuit if a tree falls and lands on a house behind us, damaging their house and/or car. What is our liability in this situation? Does our insurance company cover the damage incurred?
Please respon to "What happens if a tree on my property falls and damages my neighbor's house? Will an insurance company pay?" question

Rabu, 21 Oktober 2009

What is the definition for "unoccupied" when applied to house insurance?

ask: "What is the definition for "unoccupied" when applied to house insurance?"
I am planning to be away from home for three months at the beginning of next year, but my policy says the house can be unoccupied for only 45 days in one period. If my sister stays for 1-2 nights in the middle of my absence, would this qualify as an occupation?
Please respon to "What is the definition for "unoccupied" when applied to house insurance?" question

Selasa, 20 Oktober 2009

How much with insurance added in would a 150,000 dollar house a month cost on average?

ask: "How much with insurance added in would a 150,000 dollar house a month cost on average?"
We're looking at buying a house and I'm just curious what a ball park figure with house/insurance and what ever else would be figured in to a monthly payment on a 150,000 dollar house.
Please respon to "How much with insurance added in would a 150,000 dollar house a month cost on average?" question

When you work for American Income Life Insurance when you make house visit to sell life insurance?

ask: "When you work for American Income Life Insurance when you make house visit to sell life insurance?"
Do you drive over there yourself or you go in a group with a car that's not yours.
Please respon to "When you work for American Income Life Insurance when you make house visit to sell life insurance?" question

How would i go about finding a deed and seeing if there is mortgage life insurance?

ask: "How would i go about finding a deed and seeing if there is mortgage life insurance?"
My grandfather died 3 months ago and i'm trying to take care of his finanial obligations. I'm trying to find the deed to his house that was purchased 7 yrs ago and still has a balance due. He spoke about having mortage life ins (house gets paid off, following death) I can't find any of this papper work. He had no will. How would i go about finding the deed of the house and if he had any mortgage life insurance?
Please respon to "How would i go about finding a deed and seeing if there is mortgage life insurance?" question

On a end loan. Do I have to have my property taxes and house Insurance added in on my monthly payment?

ask: "On a end loan. Do I have to have my property taxes and house Insurance added in on my monthly payment?"
I am getting a end loan. They are adding my propery taxes and Ins. on my payments. I asked to pay them on my own but they told me I couldn't do that. Is this how it is with a end loan?
Please respon to "On a end loan. Do I have to have my property taxes and house Insurance added in on my monthly payment?" question

i broken my nose at my friend house and he has house insurance hoe much should i get?

ask: "i broken my nose at my friend house and he has house insurance hoe much should i get?"
i broken my nose at my friend house it cause me to get two blackened eyes,a scare on my forehead and my nose, and it also caused me to crack two of my teeth and he has house insurance worth $300,00 to cover situation like this and i want to know what i should get?
Please respon to "i broken my nose at my friend house and he has house insurance hoe much should i get?" question

Cutting my own tree down and hitting my house. Is it covered by house insurance?

ask: "Cutting my own tree down and hitting my house. Is it covered by house insurance?"
I was cutting some trees down and bounced one off the house. I'll have to see if there was any damage; would that be covered by insurance should something be royally messed up or is it tough luck? Thanx
Please respon to "Cutting my own tree down and hitting my house. Is it covered by house insurance?" question

Why are my house insurance estimates so high?

ask: "Why are my house insurance estimates so high?"
We're buying our first house & our mortgage guy estimated our costs for house insurance should be $400-500. We've gotten two estimates & they were $730 & $775. What could be driving up the costs that none of us expected? The home was built in 1920, has wood siding, & is in city limits (near hydrants). The only other factors I can think that may raise the price are the fact that the fire station is on the other side of the rail road tracks, the fact the home is situated on a State Route/high traffic road, & close to a bar... Or is there somthing more?
Please respon to "Why are my house insurance estimates so high?" question

Senin, 19 Oktober 2009

If I make a claim on my house insurance how much will the premium go up next year?

ask: "If I make a claim on my house insurance how much will the premium go up next year?"
4 or so slates came off my roof in the gales and about 9 slates have been dislodged on the gable end of the roof. I have been quoted a fair sum from a roofer to do the work. I'm assuming my insurance quote will go up next year, if so by how much approx? The roofer will be charging £450 and my excess is £100. I pay approx £200 a year for my buildings insurance. Please advise if you know.
Please respon to "If I make a claim on my house insurance how much will the premium go up next year?" question

What happens when there is a loan on a house and no death insurance, and the house is being left to me?

ask: "What happens when there is a loan on a house and no death insurance, and the house is being left to me?"
My Mom was recently diagnosed with lung cancer. She is wanting to revise her will due to changes with in the family. She wants to leave me her house. There is a loan on the house that is "non-transferable" and there is no death insurance. Does anyone know how that would work? I feel so helpless not knowing answers for her! Thank You
Please respon to "What happens when there is a loan on a house and no death insurance, and the house is being left to me?" question

If i claim Home Insurance on current house,wud my insurance be high in a new house?

ask: "If i claim Home Insurance on current house,wud my insurance be high in a new house?"
Hi Im thinking about using my insurance to repair water damaged area at my current house, would this increase my house insurance cost, if i moved to a new house. Or would the insurance be only high if i use the same insurance provider?
Please respon to "If i claim Home Insurance on current house,wud my insurance be high in a new house?" question

(If you own a house) How much do you annually pay for your house taxes, insurance and maintenance?

ask: "(If you own a house) How much do you annually pay for your house taxes, insurance and maintenance?"
I know it depends on the value of your house, I just want to do some estimation.
Please respon to "(If you own a house) How much do you annually pay for your house taxes, insurance and maintenance?" question

Minggu, 18 Oktober 2009

Which car and house insurance company is recommended in California?

ask: "Which car and house insurance company is recommended in California?"
And with which one you had a bad experience? does it matter how long I ve been in California?
Please respon to "Which car and house insurance company is recommended in California?" question

Our family is being spied by Scottish & York Insurance company. Can somebody help me please?

ask: "Our family is being spied by Scottish & York Insurance company. Can somebody help me please?"
Unfortunately I had a three car accidents and all of them were not my fault. Since I am not able to work, I am getting dissability payment. Since this time for over 7 years me and my family are being spied and chased by spies from Scottish & York Insurance Company. Our family can not take any more these mental tortures. Spies are calling our home 24 hours a day, sometimes it happens that we receive phone call from our family and does not matter if they call as from overseas or it is a local phone call but on our telephone display the same number is showing up, these means that our conversations are being listened by third party. These spies also follow us by cars and record us on cameras or other spying equipment. One of our neighbours is involved in spying. He has a bunch of cameras and other spying equipment attached to his house and his wife when she is going outside she is wearing wig or scarf and hat so nobody would recognize her on the street. Can you help me please.
Please respon to "Our family is being spied by Scottish & York Insurance company. Can somebody help me please?" question

Have you always payed your house insurance without another quote?

ask: "Have you always payed your house insurance without another quote?"
I had been with one company for 15 years for my house insurance. Decided to have other quotes this year as I always do with my car insurance.Got the same cover for £100.00 cheaper per annum with another company. Rang the company I was presently with....said they couldn't do me a better deal. ( well, could knock £10 off. Wow!!! Big deal ) Had been with them for 15 years and never claimed!!!!!! Who's the fool??? Get quotes everyone!!!! In answer to Rick J. Exactly the same cover. That's why it was so shocking to me. Just a note to everyone who is saying that the cover may not be the same. It is EXACTLY the same. Check the small print like I have. You never know, you may have been ripped off for years.
Please respon to "Have you always payed your house insurance without another quote?" question

Sabtu, 17 Oktober 2009

In The UK Only,Is There Such A Thing As A Search Engine For House/Contents/Life Insurance Firms Please?

ask: "In The UK Only,Is There Such A Thing As A Search Engine For House/Contents/Life Insurance Firms Please?"
Hello.These days,there are many search engines for all sorts of things.I'm having some difficulty finding a search engine into which I can enter details for house,contents and life insurance in one go and have it find me the best quote. This would save me having to do the same thing for many online insurance companies.Any help for UK only based search engines/websites would be gratefully appreciated.Thank you very much in advance and look forward to seeing your replies in due course.I am most obliged for your help.Alan L.
Please respon to "In The UK Only,Is There Such A Thing As A Search Engine For House/Contents/Life Insurance Firms Please?" question

Is a tree house covered under insurance?

ask: "Is a tree house covered under insurance?"
We are thinking of creating a tree house to use as a office and need to know if it is covered under the home owner insurance or will new insurance and coverage be required. Bonus: Will property tax go up? @ Elizabeth - Thanks for spamming.
Please respon to "Is a tree house covered under insurance?" question

Is house insurance required when renting out a house?

ask: "Is house insurance required when renting out a house?"
My friends and I just rented a house in riverside, ca. Recently there was a break in and the window was broken, but the was was completely empty so nothing was lost. The landlord says we(the renters) must pay for window since the house is already in our possession, but it was before we actually moved our stuff in, so none of us really want to pay for it. I was wondering if it is California law to have house insurance on rented houses because insurance (might) cover for this? Any suggestions on what should be done?
Please respon to "Is house insurance required when renting out a house?" question

Has anyone tried Globe Life Insurance? They're always sending brochures to the house in the mail?

ask: "Has anyone tried Globe Life Insurance? They're always sending brochures to the house in the mail?"
Well, they claim you can get insured for one dollar without taking a medical exam. I was just curious if there was a catch and if anyone had tried the company and if anyone had been paid satisfactorily when that time came for death benefits?
Please respon to "Has anyone tried Globe Life Insurance? They're always sending brochures to the house in the mail?" question

Jumat, 16 Oktober 2009

What is the statue of limitation on a lawsuit against a house insurance company?

ask: "What is the statue of limitation on a lawsuit against a house insurance company?"
We had a house fire that was declared accidental by the fire marshal but the insurance investigator said it wasnt. So they refused to pay out. How long do i have to file a lawsuit against them? This is in the state of Ohio.
Please respon to "What is the statue of limitation on a lawsuit against a house insurance company?" question

What loopholes should I look out for when purchasing house insurance?

ask: "What loopholes should I look out for when purchasing house insurance?"
I am about to get house insurance for my home. I know some companies will cover for fire etc..but not for the smoke or water damage due to the fire. Are there any other loopholes I should look out for?
Please respon to "What loopholes should I look out for when purchasing house insurance?" question

house insurance three strikes?

ask: "house insurance three strikes?"
My house in pa has plumbing issues. We had insurance pay for plumbing twice. I heard from someone of a three strikes and they won't cover you anymore policiy. Is that true? I'm afraid to go to insurance to repair the plumbing the third time.
Please respon to "house insurance three strikes?" question

Kamis, 15 Oktober 2009

where do I buy house insurance in Oklahoma?

ask: "where do I buy house insurance in Oklahoma?"
I want to insure a small house in Arnett, OK, worth about 25k, I do not have insurance at present; I am concerned with strong winds and severe weather
Please respon to "where do I buy house insurance in Oklahoma?" question

Is it true I have to pay for House insurance one year in advance?

ask: "Is it true I have to pay for House insurance one year in advance?"
My realtor said I had to pay for house insurance one yr in advance, which on the closing day I did. But when I get my mortgage payment stub, on the Escrow account it says part of the payment will go to house insurance, why is that? Am i paying twice for it?
Please respon to "Is it true I have to pay for House insurance one year in advance?" question

I pay $130 a month for house insurance, it that high?

ask: "I pay $130 a month for house insurance, it that high?"
my home is approached at 140,000. credit score is just fair. I pay $130 a month for house insurance, it that high or a decent price? typo..... "appraised" floods, forest fires, hurricanes, and earthquakes are not a problem for my home
Please respon to "I pay $130 a month for house insurance, it that high?" question

How to check if house has insurance?

ask: "How to check if house has insurance?"
I have a leasehold on a flat in a block owned by landlord who has freehold. He will not give us the buildings insurance details to make a claim and I am beginning to suspect there is no insurance. Anyone know how I can check this? Thanks
Please respon to "How to check if house has insurance?" question

Rabu, 14 Oktober 2009

will my house insurance cover my shed being hit by my truck?

ask: "will my house insurance cover my shed being hit by my truck?"
i had a question with home owners insurance, i hit my shed with my truck and it fell down, my shed is covered under my home owners insurance, would it be covered by my house insurance or will they go after my auto insurance which is liability only?
Please respon to "will my house insurance cover my shed being hit by my truck?" question

How can you buy home owner's insurance without a house?

ask: "How can you buy home owner's insurance without a house?"
We are trying to buy our first home, and now before we even know if we will get financed, they want us to BUY home owner's insurance? How? Why? Wouldn't that be done once we buy the house? Especially if it's escrowed in to our monthly payments?
Please respon to "How can you buy home owner's insurance without a house?" question

Im sorting out some house insurance but have no recipts?

ask: "Im sorting out some house insurance but have no recipts?"
I am just trying to sort out some house insurance as we think somone tried breaking in last night but luckily our dog scared them off. Anyways i dont have recipts for most of our things (Tv, computer, playstation etc) so if anyone did ever break in how could i proove we had these things, maybe photos? Thanks Kay
Please respon to "Im sorting out some house insurance but have no recipts?" question

We bought our house 6 months ago after our house insurance got cancel ?

ask: "We bought our house 6 months ago after our house insurance got cancel ?"
but we are getting reinstated agin I am a little bite of insevure because we are really young and I always get concern that some people get advantage of us for being too youn it has happen. Now this are the prices do they look goo to you. it is 500000 house the annual premiun would be 946.47. Is there a website in which we can check home insurance prices?
Please respon to "We bought our house 6 months ago after our house insurance got cancel ?" question

Basement flooded at the house we rent. I do not have renters insurance - Landlord responsible in anyway?

ask: "Basement flooded at the house we rent. I do not have renters insurance - Landlord responsible in anyway?"
Our basement flooded last Monday when the storms hit the east coast. We were getting ready to move (for May) so I had the majority of my belongings packed in the corner of the basement. Half is ruined. Our landlord called to let us know Monday morning around 10am, we had all left to go to work. He sid he had stopped by early that morning when I talked to him in the afternoon to let him know it was flooded. I wish he would have let us know about the possibility of flooding prior. I do not have renters insurance. Is he responsible for any of the costs for replacement? Whould it be covered under his house insurance? Looking for any help. Thanks
Please respon to "Basement flooded at the house we rent. I do not have renters insurance - Landlord responsible in anyway?" question

if i claim from my house insurance a second time will my insurance premium rise?

ask: "if i claim from my house insurance a second time will my insurance premium rise?"
i claimed 7 months ago for a sum of 900 euro, my losses this time are quite similar. is it worth my while?
Please respon to "if i claim from my house insurance a second time will my insurance premium rise?" question

Selasa, 13 Oktober 2009

Does house insurance cover structual damage such as rot wood beams?

ask: "Does house insurance cover structual damage such as rot wood beams?"
we now realized that the house i bought 5 years ago, the main beam had been wrongly installed and other support is rotting also.
Please respon to "Does house insurance cover structual damage such as rot wood beams?" question

Who pays for the home insurance when you let your house?

ask: "Who pays for the home insurance when you let your house?"
I ask this question on behalf of my friend, who lives in Malaysia. He wants to know what the law in England will be in this case. My friend is gonna let his house to another, so that he can have some income. A question arises: They need to buy a home insurance in case there is an accident like fire. Apparently in Malaysia, a homeowner doesn't have to buy insurance for his house. So in this case, who should pay for the home insurance, the homeowner or the tenant? I mean, the rental period is 2 years, and the insurance, if paid, will cover for 2 years only.
Please respon to "Who pays for the home insurance when you let your house?" question

What company is your house insurance through?

ask: "What company is your house insurance through?"
Who insures your house and are you happy with the premium amount?
Please respon to "What company is your house insurance through?" question

Senin, 12 Oktober 2009

I want to rent my house out. Where do I start with insurance and stuff?

ask: "I want to rent my house out. Where do I start with insurance and stuff?"
Do I need to put different insurance on the house beside my normal house insurance. Do I have to let the bank know I am renting it out since I have a loan out? Anything else you can think of thats important? Thank you!
Please respon to "I want to rent my house out. Where do I start with insurance and stuff?" question

Can I claim a broken toe off my own house insurance?

ask: "Can I claim a broken toe off my own house insurance?"
I was getting something out of the kitchen cupboard and knocked over a large cooking dish, it landed on my big toe and broke the toe. Can I claim off my own insurance? We have fully comp cover but i dunno ifhiscan be done? I was rushing to get plates out 4 tea oops! My aunt did this b4 have just realised she claimed off her business insurance cos it hapened in her own company.
Please respon to "Can I claim a broken toe off my own house insurance?" question

Bankruptcy and house insurance in the uk ?

ask: "Bankruptcy and house insurance in the uk ?"
I am filing for bankruptcy because i cannot pay the rate of debt i have, i was wondering what would happen to my house insurance policy, is there a company that accepts bankrupts ?
Please respon to "Bankruptcy and house insurance in the uk ?" question

Can you recommend a good house insurance company for New York?

ask: "Can you recommend a good house insurance company for New York?"
Looking to change my house insurance company.
Please respon to "Can you recommend a good house insurance company for New York?" question

Do you need life insurance when the kids are out of the house and college and you're retired?

ask: "Do you need life insurance when the kids are out of the house and college and you're retired?"
I won't have to worry about estate taxes (although I wish I did).
Please respon to "Do you need life insurance when the kids are out of the house and college and you're retired?" question

life & house insurance on rented?

ask: "life & house insurance on rented?"
If you are moving into a rented property how does life insurance work as it usually goes against the cost of the home as it is paid off? Also, what about house insurance, would you just need contents insurance and take off building insurance as that is covered by the landlord isn't it?
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Minggu, 11 Oktober 2009

My husband and i are buying our first house and wanting injury and life insurance, who's the best and cheapest

ask: "My husband and i are buying our first house and wanting injury and life insurance, who's the best and cheapest"
were in nsw aus
Please respon to "My husband and i are buying our first house and wanting injury and life insurance, who's the best and cheapest" question

How does one find out if there is Mortgage Life Insurance on a house?

ask: "How does one find out if there is Mortgage Life Insurance on a house?"
My aunt's husband just died , however my aunt cannot find any of his documents. She knows her husband purchased mortgage life insurance on the house, however she does not know the company he purchased the insurance from. How does she go about finding out the company holding her late husband's mortgage life insurance policy? Thanks P.S They were in the midst of divorce proceedings when her husband died, thats why all their business and documents were being handled seperately. Technically they are still married though.
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Do I have to pay a deductible if I file a claim under my insurance ?(house insurance)?

ask: "Do I have to pay a deductible if I file a claim under my insurance ?(house insurance)?"
Someone broke into my house yesterday. Do I have to pay a deductible if I fle a claim under my insurance? They stold our tv, house phone, PS2 & 3 , laptop and other things. Our deductible is 1200.00, insurance company is Texas Fair Plan in TX.
Please respon to "Do I have to pay a deductible if I file a claim under my insurance ?(house insurance)?" question

do you have to declare a spent conviction for insider trading to get house insurance? 6 months in prison?

ask: "do you have to declare a spent conviction for insider trading to get house insurance? 6 months in prison?"
my husbands one and only mistake, cost him 6 months in prison 6years ago. House insurers still wont touch us when we tell them, do we have to tell?He is 55 years old!
Please respon to "do you have to declare a spent conviction for insider trading to get house insurance? 6 months in prison?" question

why does it matter how many corners a house has when buying house insurance?

ask: "why does it matter how many corners a house has when buying house insurance?"
I was looking to buy a house and all 3 insurance companies that I got a quote from asked me how many corners it had. why do they ask this?
Please respon to "why does it matter how many corners a house has when buying house insurance?" question

why does it matter how many corners a house has when buying house insurance?

ask: "why does it matter how many corners a house has when buying house insurance?"
I was looking to buy a house and all 3 insurance companies that I got a quote from asked me how many corners it had. why do they ask this?
Please respon to "why does it matter how many corners a house has when buying house insurance?" question

When people say there Mobile phone is covered through the house Insurance is there phone covered out doors ?

ask: "When people say there Mobile phone is covered through the house Insurance is there phone covered out doors ?"
For example in my job i have to sell Mobile phone insurance over the phone which covers there phone for accidental damage,water damage and theft and lost. So when people go my Mobile phone is covered through the house Insurance dose that mean its only coverd inside there house and not outside.
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How much a rental house property insurance should cost?

ask: "How much a rental house property insurance should cost?"
I rented a house and the mortgage company says I need to have rental insurance. I do not want to cover my tenants stuff, just the house in Nevada. Thanks I own the house
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Sabtu, 10 Oktober 2009

can anyone recommend a house insurance?

ask: "can anyone recommend a house insurance?"
Im about to become a foster carer and need all inclusive house insurance any suggestions please? i live in the uk and and i will be a foster parent livng in rented accomadation.
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would this be covered by house insurance?

ask: "would this be covered by house insurance?"
We thought we could smell damp in our bathroom and removed the tiles around the bath, the walls are soaking and the water from the shower has been leaking into them. Plasterboard, tiles etc will all need replacing? Would this be covered by insurance??
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have you heard about the lady who killed herself so the son can use the life insurance to pay house off?

ask: "have you heard about the lady who killed herself so the son can use the life insurance to pay house off?"
I was looking at the news on my phone and read a story about a lady who shot herself so the son could use the life insurance money to pay off house would this work. All i know in it was some where in Mass If you know any about this let me know
Please respon to "have you heard about the lady who killed herself so the son can use the life insurance to pay house off?" question