What is the statue of limitation on a lawsuit against a house insurance company?

ask: "What is the statue of limitation on a lawsuit against a house insurance company?"

We had a house fire that was declared accidental by the fire marshal but the insurance investigator said it wasnt. So they refused to pay out. How long do i have to file a lawsuit against them? This is in the state of Ohio.

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What loopholes should I look out for when purchasing house insurance?

ask: "What loopholes should I look out for when purchasing house insurance?"

I am about to get house insurance for my home. I know some companies will cover for fire etc..but not for the smoke or water damage due to the fire. Are there any other loopholes I should look out for?

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house insurance three strikes?

ask: "house insurance three strikes?"

My house in pa has plumbing issues. We had insurance pay for plumbing twice. I heard from someone of a three strikes and they won't cover you anymore policiy. Is that true? I'm afraid to go to insurance to repair the plumbing the third time.

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