Rabu, 14 Oktober 2009

will my house insurance cover my shed being hit by my truck?

ask: "will my house insurance cover my shed being hit by my truck?"
i had a question with home owners insurance, i hit my shed with my truck and it fell down, my shed is covered under my home owners insurance, would it be covered by my house insurance or will they go after my auto insurance which is liability only?
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How can you buy home owner's insurance without a house?

ask: "How can you buy home owner's insurance without a house?"
We are trying to buy our first home, and now before we even know if we will get financed, they want us to BUY home owner's insurance? How? Why? Wouldn't that be done once we buy the house? Especially if it's escrowed in to our monthly payments?
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Im sorting out some house insurance but have no recipts?

ask: "Im sorting out some house insurance but have no recipts?"
I am just trying to sort out some house insurance as we think somone tried breaking in last night but luckily our dog scared them off. Anyways i dont have recipts for most of our things (Tv, computer, playstation etc) so if anyone did ever break in how could i proove we had these things, maybe photos? Thanks Kay
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We bought our house 6 months ago after our house insurance got cancel ?

ask: "We bought our house 6 months ago after our house insurance got cancel ?"
but we are getting reinstated agin I am a little bite of insevure because we are really young and I always get concern that some people get advantage of us for being too youn it has happen. Now this are the prices do they look goo to you. it is 500000 house the annual premiun would be 946.47. Is there a website in which we can check home insurance prices?
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Basement flooded at the house we rent. I do not have renters insurance - Landlord responsible in anyway?

ask: "Basement flooded at the house we rent. I do not have renters insurance - Landlord responsible in anyway?"
Our basement flooded last Monday when the storms hit the east coast. We were getting ready to move (for May) so I had the majority of my belongings packed in the corner of the basement. Half is ruined. Our landlord called to let us know Monday morning around 10am, we had all left to go to work. He sid he had stopped by early that morning when I talked to him in the afternoon to let him know it was flooded. I wish he would have let us know about the possibility of flooding prior. I do not have renters insurance. Is he responsible for any of the costs for replacement? Whould it be covered under his house insurance? Looking for any help. Thanks
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if i claim from my house insurance a second time will my insurance premium rise?

ask: "if i claim from my house insurance a second time will my insurance premium rise?"
i claimed 7 months ago for a sum of 900 euro, my losses this time are quite similar. is it worth my while?
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