I got pick pocketed, will my house insurance cover the theft of my phone?

ask: "I got pick pocketed, will my house insurance cover the theft of my phone?"

Someone stole my phone out of my pocket. Will my house insurance cover it or will the excess charge be too high for it to be worth making a claim. And I know I shouldn't leave my phone on display! Any answers appreciated greatly.

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How much does house insurance change when you change your vacation home into a part time rental?

ask: "How much does house insurance change when you change your vacation home into a part time rental?"

I have a moutain vacation home that I may rent out once a month just to cover the applied mortgage. Is ther any caveots with insurance and what will have to be adjusted and cost extra? Thanks in advance.

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Flashings on the house covered by Home Insurance?

ask: "Flashings on the house covered by Home Insurance?"

Does Flashings on the house covered by Homeowner's Insurance. I have the whole flashing gone on my house. Is it part of water damage or seperate from the Water damage, Do I need to hire some one to do reinstall the flashing out of my pocket?

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Advice for buying life insurance and critical illness insurance?

ask: "Advice for buying life insurance and critical illness insurance?"

It is so confusing trying to decide what to do. I am in my late 20's and am looking for life insurance for after I retire. I suspect I will be the last one alive in my family, assuming I have no children. So it would probably be good to get Universal Insurance so I can cash in my policy if I want. Critical Illness is only offered until I am 45. I suspect if I get sick it will be when I am 50 or older. Do you have any advice? Should I start paying for insurance now while I'm young? OR should I convert my group life insurance after I retire and pay the higher premium? Or do you recommend anything else? I have house life insurace, the house will be paid for if I die before the mortgage is paid off. I have no other big debts besides funeral costs.

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It started to rain while replacing our roof and now there is water damage in our house will insurance cover it?

ask: "It started to rain while replacing our roof and now there is water damage in our house will insurance cover it?"

We got the house sheeted and then tarped before it started to rain. BUT now it wont stop raining and we have had 2 ceilings fall down and numerous leaks. Do we have a chance at turning this in to our insurance company?

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Can i claim off my house insurance if my keys have gone missing?

ask: "Can i claim off my house insurance if my keys have gone missing?"

Im a council tennant, not quite sure if i can get the locks changed for free. I will find out tomorrow, however need to know whether if i have to pay, can i claim off my house insurance. Will i need any crime or incident number from the police to able to make a claim?

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What sort of homeowners insurance do I get on a house that I buy to refurbish but not live in? Is cost high?

ask: "What sort of homeowners insurance do I get on a house that I buy to refurbish but not live in? Is cost high?"

I am considering buying a house to flip, but I will put it an LLC. I need to find out if the insurance on the house will be reasonably priced. I won't be living in the house but will be there almost daily.

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would an insured car thats stolen from outside my house be covered under my house insurance?

ask: "would an insured car thats stolen from outside my house be covered under my house insurance?"

Sorry I meant the car wasnt insured-only bought it and was waiting to see old car before i transferred insurance!also am i liable if the car is in an accident or damages property?

Please respon to "would an insured car thats stolen from outside my house be covered under my house insurance?" question