Is it true I have to pay for House insurance one year in advance?

ask: "Is it true I have to pay for House insurance one year in advance?"

My realtor said I had to pay for house insurance one yr in advance, which on the closing day I did. But when I get my mortgage payment stub, on the Escrow account it says part of the payment will go to house insurance, why is that? Am i paying twice for it?

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